Privacy Policy
Your privacy matters to us. This policy explains how morynqivexa collects, uses, and protects your personal information when you use our investment platform.
Information We Collect
When you use morynqivexa's investment platform, we collect various types of information to provide you with personalized financial services and ensure compliance with Canadian financial regulations. The data we gather helps us understand your investment preferences and risk tolerance.
Personal Information
- Full name, date of birth, and government-issued identification numbers
- Contact information including email address, phone number, and residential address
- Employment details, income information, and financial status
- Investment experience, risk tolerance, and financial goals
- Bank account details and payment information for transactions
- Social insurance number as required by Canadian tax regulations
Technical Information
Our platform automatically collects technical data about how you interact with our services. This includes your device information, browser type, IP address, and usage patterns. We use this data to improve platform security and user experience.
How We Use Your Information
morynqivexa uses your personal information primarily to provide investment services and maintain regulatory compliance. We process your data based on legitimate business interests and legal obligations under Canadian financial laws.
Service Delivery
We use your information to create and manage your investment account, process transactions, and provide personalized investment recommendations. Your financial data helps us assess suitable investment products and ensure they align with your risk profile and investment objectives.
Regulatory Compliance
As a Canadian investment platform, we're required to collect and maintain certain information for compliance with provincial securities regulations, anti-money laundering laws, and tax reporting requirements. This includes verifying your identity, monitoring transactions, and reporting to regulatory authorities when necessary.
Information Sharing and Disclosure
morynqivexa follows strict protocols when sharing your personal information. We only disclose your data when necessary for service delivery, legal compliance, or with your explicit consent.
Third-Party Service Providers
We work with trusted partners to deliver our investment services, including payment processors, custodial services, and technology providers. These partners are contractually bound to protect your information and can only use it for specified purposes related to your investment account.
Legal Requirements
We may disclose your information to comply with legal obligations, respond to lawful requests from government authorities, or protect our rights and interests. This includes sharing information with the Canada Revenue Agency for tax reporting purposes and with provincial securities commissions when required.
Your Privacy Rights
Under Canadian privacy legislation, including PIPEDA (Personal Information Protection and Electronic Documents Act), you have specific rights regarding your personal information. We're committed to helping you exercise these rights.
Access Your Data
Request a copy of all personal information we hold about you, including details about how it's been used and shared.
Correct Inaccuracies
Update or correct any inaccurate or incomplete personal information in your account profile.
Data Portability
Receive your personal data in a structured format that allows you to transfer it to another service provider.
Withdraw Consent
Withdraw your consent for optional data processing activities, though this may limit some platform features.
To exercise any of these rights, please contact our privacy team using the information provided at the end of this policy. We'll respond to your request within 30 days and may require identity verification for security purposes.
Data Security and Protection
Protecting your personal and financial information is our top priority. morynqivexa employs multiple layers of security controls to safeguard your data against unauthorized access, theft, and misuse.
Technical Safeguards
We use industry-standard encryption protocols to protect data in transit and at rest. Our systems undergo regular security audits, and we maintain strict access controls limiting who can view your personal information. All data is stored in secure, Canadian-based facilities with 24/7 monitoring.
Employee Training
Our staff receives comprehensive privacy and security training to ensure they understand their responsibilities in protecting your information. Access to personal data is granted on a need-to-know basis and all employees sign confidentiality agreements.
Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Different types of information have different retention periods based on regulatory requirements and business needs.
Account Information
Maintained for the duration of your account relationship plus seven years after account closure as required by securities regulations.
Transaction Records
Kept for seven years after the transaction date to comply with tax reporting and audit requirements.
Marketing Data
Deleted within two years of your last interaction with our platform, unless you've provided ongoing consent.
Cookies and Tracking
morynqivexa uses cookies and similar technologies to enhance your platform experience, analyze usage patterns, and provide personalized content. You can control cookie preferences through your browser settings, though some functionality may be limited if you disable certain cookies.
Cookie Types
We use essential cookies for platform functionality, analytics cookies to understand user behavior, and preference cookies to remember your settings. We do not use tracking cookies for advertising purposes or share cookie data with external advertising networks.
Changes to This Policy
We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through your registered email address and provide at least 30 days' notice before the changes take effect.
We encourage you to review this policy regularly to stay informed about how we protect your privacy. The date at the top of this document indicates when the policy was last updated.
Privacy Questions or Concerns?
Contact our Privacy Officer:
morynqivexa Privacy Team
6-51 Ardelt Ave, Kitchener, ON N2C 2R5, Canada
Email: privacy@morynqivexa.com
Phone: +1 (705) 689-5001
We're committed to addressing your privacy concerns promptly and thoroughly.